CarePlus Benefits Exchange

Two Private Exchange Options for Employers

The CarePlus Benefits Exchange programs are priced right and provide employees and their families with comprehensive benefits and valuable health, wellness, and financial tools, while also offering cost control to employers.

The employer sets a benefits budget, and then lets employees enroll in their standard or custom program – and decide how best to use their benefit dollars to address their individual and family needs.

Advantages for Employers
  • Budget Predictability: Because you set the budget, you can truly plan your benefits costs – this year and for years to come.
  • Simplified Benefits Management: Instead of managing multiple benefit plans from a variety of local, regional, and national carriers, you can consolidate and simplify your benefits administration.
  • Higher Employee Satisfaction: Because employees have greater insight into their benefit dollars, they appreciate and value their benefits even more.
Advantages for Employees
  • The Right Benefit Choices: Employees get the coverage they want and need based on their individual and family circumstances – not a one-size-fits-all approach. And they often save money, too.
  • Enrollment and Ongoing Support: In-person, online, and telephone support help employees and family members during their initial enrollment and throughout the year.
  • Better Understanding of Benefits: Because we offer more information to employees, they’re more engaged in their health care and financial decisions.

Standard Exchange

Ideal for employers looking for a turnkey approach to benefits management without taking on any added administration. It offers more than 50 carriers in all states (with more being added) and the ease of online enrollment and administration through an employee self-service website, which offers benefits decision-support tools, a help center, useful videos, and a comprehensive information library to promote healthy living and wellness. You can fund the Standard Exchange through a defined contribution/fixed budget approach without impacting plan and benefit choices for employees. The Standard Exchange offers an efficient online shopping experience for employees and the ability for them to create a personalized program that includes a range of benefits, including health and ancillary coverage, and even pet insurance.

  • For groups of two or more employees
  • Turnkey solution
  • Fully insured
  • Easy online enrollment
  • Defined Contribution (fixed budget) approach
  • Increased options
  • 50+ carriers in all states
  • Decision-support tools
  • Comprehensive information library to promote healthy living and wellness
  • Coverage choices: health, ancillary (dental, vision, life, disability, accident, and critical illness), and even pet insurance
  • Help Center
  • Informational videos
  • Liazon enrollment platform

Custom Exchange

Designed for employers with 250 or more employees who want to tailor their benefits platform based on their organization’s health and wellness goals and objectives. It goes beyond traditional benefits and includes health promotion programs, case and care management, clinical oversight, healthy living incentives and management programs for wellness, personalized employee communications, and a wide variety of ancillary benefits. And, best of all, it’s offered in both fully insured and self-funded plan designs.

  • For groups of 250 or more employees
  • Customized solution
  • Fully insured and self-insured
  • Easy online enrollment
  • Defined Contribution (fixed budget) approach
  • Increased options
  • Choice of any carriers in any state
  • Decision-support tools
  • Comprehensive information library to promote healthy living and wellness
  • Coverage choices: health, ancillary (dental, vision, life, disability, accident, and critical illness), and more
  • Health promotion programs
  • Clinical oversight
  • Case and care management
  • Benefits platform based on the client’s unique goals and objectives
  • Personalized communications to employees about nutrition, health care, physical fitness
  • ProView administration powered by Businessolver enrollment platform